H.R. 2547 - 117th Congress (2021-2022) - Comprehensive Debt Collection Improvement Act

expands certain protections currently applicable to federally backed student loans to private student loans, including by requiring the discharge of a private student loan in the event of the borrower's death or total and permanent disability;
prohibits a consumer reporting agency from adding any information related to a debt arising from a medically necessary procedure to a consumer credit report and places restrictions on the reporting of other types of medical debt; and
applies certain consumer protections regarding debt collection to debt owed to a federal agency, states, debt buyers, and businesses engaged in nonjudicial foreclosures.

It also prohibits certain loan conditions that limit a borrower's opportunity to be heard in court in the event of default.

Additionally, the bill restricts debt collectors and debt collection practices by

prohibiting a debt collector from representing to a service member that failure to cooperate with a debt collector will result in a reduction of rank or similar action, and
limiting a debt collector's electronic communications with a debtor without the debtor's permission.

Text (4)

May 17, 2021

May 13, 2021

April 30, 2021

April 15, 2021

Amendments (4)

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Displaying only amendments with a detailed public record (3)

May 13, 2021

Not Agreed to in House

Sponsorship

House Amendment 48

Amendment sought to replace the underlying bill with targeted approaches to improve the debt collection and credit reporting framework which would ensure the financial system remains safe and sound while protecting and introducing options for consumers.

Active

May 13, 2021

Not Agreed to in House

Sponsorship

House Amendment 47

Amendments en bloc No. 2 comprised of amendments numbered 4 and 8, printed in Part B of House Report 117-29.

Active

May 13, 2021

Agreed to in House

Sponsorship

House Amendment 46

Amendments en bloc No. 1 comprised of amendments numbered 1, 2, 3, 5, 6, 7, 10, 11, 12, 13, and 14, printed in Part B of House Report 117-29.

Agreed To

Actions (23)

Show Only Major Actions

05/17/2021

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

05/13/2021

Motion to reconsider laid on the table Agreed to without objection.

05/13/2021

On passage Passed by the Yeas and Nays: 215 - 207 (Roll no. 141).

05/13/2021

Passed/agreed to in House: On passage Passed by the Yeas and Nays: 215 - 207 (Roll no. 141).

05/13/2021

The previous question was ordered pursuant to the rule.

05/13/2021

Motion to reconsider laid on the table. Agreed to without objection.

05/13/2021

POSTPONED PROCEEDINGS - At the conclusion of debate on the Wagner amendment, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mrs. Wagner demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.

05/13/2021

DEBATE - Pursuant to the provisions of H. Res. 380, the House proceeded with 10 minutes of debate on the Wagner amendment No. 9.

05/13/2021

POSTPONED PROCEEDINGS - At the conclusion of debate on the Waters amendment en bloc No. 2, the Chair put the question on adoption of the amendment and by voice vote, announced that the noes had prevailed. Mrs. Wagner demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.

05/13/2021

DEBATE - Pursuant to the provisions of H. Res. 380, the House proceeded with 20 minutes of debate on the Waters amendment en bloc No. 2.

05/13/2021

POSTPONED PROCEEDINGS - At the conclusion of debate on the Waters amendment en bloc No. 1, the Chair put the question on adoption of the amendment and by voice vote, announced that the ayes had prevailed. Mrs. Wagner demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.

05/13/2021

DEBATE - Pursuant to the provisions of H. Res. 380, the House proceeded with 20 minutes of debate on the Waters amendment en bloc No. 1.

05/13/2021

DEBATE - The House proceeded with one hour of debate on H.R. 2547.

05/13/2021

Rule provides for consideration of H.R. 2547 and H.R. 1065. Measure will be considered read. Specified amendments are in order. The previous question on each measure is considered ordered without intervening motions except one hour of debate and a motion to recommit. H. Res. 379 is adopted.

05/13/2021

Considered under the provisions of rule H. Res. 380. (consideration: CR H2276-2295; text: CR H2276-2279)

05/11/2021

Rules Committee Resolution H. Res. 380 Reported to House. Rule provides for consideration of H.R. 2547 and H.R. 1065. Measure will be considered read. Specified amendments are in order. The previous question on each measure is considered ordered without intervening motions except one hour of debate and a motion to recommit. H. Res. 379 is adopted.

04/30/2021

Placed on the Union Calendar, Calendar No. 10.

04/30/2021

Reported (Amended) by the Committee on Financial Services. H. Rept. 117-23.

04/21/2021

Ordered to be Reported (Amended) by the Yeas and Nays: 30 - 23.

04/21/2021

Committee Consideration and Mark-up Session Held.

04/20/2021

Committee Consideration and Mark-up Session Held.

04/15/2021

Referred to the House Committee on Financial Services.

04/15/2021

Introduced in House

Public Record

Record Updated

Mar 8, 2023 8:26:35 PM