Senate Joint Resolution 15
117th Congress(2021-2022)
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of Currency relating to "National Banks and Federal Savings Associations as Lenders".
Became Law
Became Public Law 117-24 on Jun 30, 2021
Origin Chamber
Senate
Type
Joint Resolution
Joint Resolution
A form of legislative measure used to propose changes in law, or to propose an amendment to the U.S. Constitution. Depending on the chamber of origin, they begin with a designation of either H.J.Res. or S.J.Res. Concurrent resolutions and simple resolutions are other types of resolutions. Bill is another form of legislative measure used to propose law.
Bill Number
15
Congress
117
Policy Area
Finance and Financial Sector
Finance and Financial Sector
Primary focus of measure is U.S. banking and financial institutions regulation; consumer credit; bankruptcy and debt collection; financial services and investments; insurance; securities; real estate transactions; currency. Measures concerning financial crimes may fall under Crime and Law Enforcement. Measures concerning business and corporate finance may fall under Commerce policy area. Measures concerning international banking may fall under Foreign Trade and International Finance policy area.
checkPassed on May 11, 2021
Question
On the Joint Resolution
Status
Passed
Type
Roll Call Vote
Roll Call Vote
A vote that records the individual position of each Member who voted. Such votes occurring on the House floor (by the "yeas and nays" or by "recorded vote") are taken by electronic device. The Senate has no electronic voting system; in such votes, Senators answer "yea" or "nay" as the clerk calls each name aloud. Each vote is compiled by clerks and receives a roll call number (referenced in Congress.gov as a "Record Vote" [Senate] or "Roll no." [House]).
Result
Joint Resolution Passed
Roll Number
183
Senate Roll Call Votes
No
Alabama
Alabama
No
Alabama
Alabama
No
Alaska
Alaska
No
Alaska
Alaska
Yes
Arizona
Arizona
Yes
Arizona
Arizona
No
Arkansas
Arkansas
No
Arkansas
Arkansas
Yes
California
California
Yes
California
California
Yes
Colorado
Colorado
Yes
Colorado
Colorado
Yes
Connecticut
Connecticut
Yes
Connecticut
Connecticut
Yes
Delaware
Delaware
Yes
Delaware
Delaware
Yes
Florida
Florida
No
Florida
Florida
Yes
Georgia
Georgia
Yes
Georgia
Georgia
Yes
Hawaii
Hawaii
Yes
Hawaii
Hawaii
No
Idaho
Idaho
No
Idaho
Idaho
Yes
Illinois
Illinois
Yes
Illinois
Illinois
No
Indiana
Indiana
No
Indiana
Indiana
No
Iowa
Iowa
No
Iowa
Iowa
No
Kansas
Kansas
No
Kansas
Kansas
No
Kentucky
Kentucky
No
Kentucky
Kentucky
No
Louisiana
Louisiana
No
Louisiana
Louisiana
Yes
Maine
Maine
Yes
Maine
Maine
Yes
Maryland
Maryland
Yes
Maryland
Maryland
Yes
Massachusetts
Massachusetts
Yes
Massachusetts
Massachusetts
Yes
Michigan
Michigan
Yes
Michigan
Michigan
Yes
Minnesota
Minnesota
Yes
Minnesota
Minnesota
No
Mississippi
Mississippi
No
Mississippi
Mississippi
No
Missouri
Missouri
No
Missouri
Missouri
Yes
Montana
Montana
No
Montana
Montana
No
Nebraska
Nebraska
No
Nebraska
Nebraska
Yes
Nevada
Nevada
Yes
Nevada
Nevada
Yes
New Hampshire
New Hampshire
Yes
New Hampshire
New Hampshire
Yes
New Jersey
New Jersey
Yes
New Jersey
New Jersey
Yes
New Mexico
New Mexico
Didn't Vote
New Mexico
New Mexico
Yes
New York
New York
Yes
New York
New York
No
North Carolina
North Carolina
No
North Carolina
North Carolina
No
North Dakota
North Dakota
No
North Dakota
North Dakota
No
Ohio
Ohio
Yes
Ohio
Ohio
No
Oklahoma
Oklahoma
No
Oklahoma
Oklahoma
Yes
Oregon
Oregon
Yes
Oregon
Oregon
Yes
Pennsylvania
Pennsylvania
No
Pennsylvania
Pennsylvania
Yes
Rhode Island
Rhode Island
Yes
Rhode Island
Rhode Island
No
South Carolina
South Carolina
No
South Carolina
South Carolina
No
South Dakota
South Dakota
No
South Dakota
South Dakota
No
Tennessee
Tennessee
No
Tennessee
Tennessee
No
Texas
Texas
No
Texas
Texas
No
Utah
Utah
No
Utah
Utah
Yes
Vermont
Vermont
Yes
Vermont
Vermont
Yes
Virginia
Virginia
Yes
Virginia
Virginia
Yes
Washington
Washington
Yes
Washington
Washington
Yes
West Virginia
West Virginia
No
West Virginia
West Virginia
No
Wisconsin
Wisconsin
Yes
Wisconsin
Wisconsin
Yes
Wyoming
Wyoming
No
Wyoming
Wyoming
Summary
This joint resolution nullifies the final rule issued by the Office of the Comptroller of the Currency titled National Banks and Federal Savings Associations as Lenders and published on October 30, 2020. The rule requires that to be considered a lender, a national bank or federal saving association must, as of the date of origination of the loan (1) be named as the lender in the loan agreement, or (2) fund the loan.
May 11, 2021
May 11, 2021
March 25, 2021
Sort by most recent
06/30/2021
Became Public Law No: 117-24.
06/30/2021
Signed by President.
06/30/2021
Presented to President.
06/24/2021
Motion to reconsider laid on the table Agreed to without objection.
06/24/2021
On passage Passed by the Yeas and Nays: 218 - 208 (Roll no. 181). (text: CR H3100)
06/24/2021
Passed/agreed to in House: On passage Passed by the Yeas and Nays: 218 - 208 (Roll no. 181).(text: CR H3100)
06/24/2021
Considered as unfinished business. (consideration: CR H3114)
06/24/2021
POSTPONED PROCEEDINGS - At the conclusion of debate on S.J.Res 15, the Chair put the question on passage of the bill and by voice vote, announced that the ayes had prevailed. Mr. McHenry demanded the yeas and nays and the Chair postponed further proceedings on passage of the bill until a time to be announced.
06/24/2021
The previous question was ordered pursuant to the rule.
06/24/2021
DEBATE - The House proceeded with one hour of debate on S.J. Res. 15.
06/24/2021
The resolution provides for 1 hour of debate, orders the previous question, and allows a motion to recommit for each measure. Provides that H. Res. 485 is adopted. Provides that anytime through the legislative day of June 25, 2021, the Speaker may entertain motions offered by the Majority Leader or his designee that the House suspend the rules with respect to multiple measures that were the object of motions to suspend the rules on the legislative days of June 22 or 23, and on which the yeas and nays were ordered and further proceedings postponed.
06/24/2021
Considered under the provisions of rule H. Res. 486. (consideration: CR H3099-3110)
06/23/2021
Rule H. Res. 486 passed House.
06/22/2021
Rules Committee Resolution H. Res. 486 Reported to House. The resolution provides for 1 hour of debate, orders the previous question, and allows a motion to recommit for each measure. Provides that H. Res. 485 is adopted. Provides that anytime through the legislative day of June 25, 2021, the Speaker may entertain motions offered by the Majority Leader or his designee that the House suspend the rules with respect to multiple measures that were the object of motions to suspend the rules on the legislative days of June 22 or 23, and on which the yeas and nays were ordered and further proceedings postponed.
05/12/2021
Held at the desk.
05/12/2021
Received in the House.
05/12/2021
Message on Senate action sent to the House.
05/11/2021
Passed Senate without amendment by Yea-Nay Vote. 52 - 47. Record Vote Number: 183. (text: CR S2441)
05/11/2021
Passed/agreed to in Senate: Passed Senate without amendment by Yea-Nay Vote. 52 - 47. Record Vote Number: 183.(text: CR S2441)
05/11/2021
Measure laid before Senate by motion. (consideration: CR S2430-2431, S2436-2441)
05/11/2021
Motion to proceed to consideration of measure agreed to in Senate by Voice Vote.
05/11/2021
Placed on Senate Legislative Calendar under General Orders. Calendar No. 57.
05/11/2021
Senate Committee on Banking, Housing, and Urban Affairs discharged by petition pursuant to 5 U.S.C. 802(c).
04/28/2021
Committee on Banking, Housing, and Urban Affairs. Hearings held.
03/25/2021
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
03/25/2021
Introduced in Senate
Public Record
Record Updated
Mar 8, 2023 8:12:01 PM