Bill Sponsor
House Bill 3299
115th Congress(2017-2018)
Protecting Consumers' Access to Credit Act of 2017
Active
Active
Passed House on Feb 14, 2018
Overview
Text
Introduced
Jul 19, 2017
Latest Action
Feb 15, 2018
Origin Chamber
House
Type
Bill
Bill
The primary form of legislative measure used to propose law. Depending on the chamber of origin, bills begin with a designation of either H.R. or S. Joint resolution is another form of legislative measure used to propose law.
Bill Number
3299
Congress
115
Policy Area
Finance and Financial Sector
Finance and Financial Sector
Primary focus of measure is U.S. banking and financial institutions regulation; consumer credit; bankruptcy and debt collection; financial services and investments; insurance; securities; real estate transactions; currency. Measures concerning financial crimes may fall under Crime and Law Enforcement. Measures concerning business and corporate finance may fall under Commerce policy area. Measures concerning international banking may fall under Foreign Trade and International Finance policy area.
Sponsorship by Party
Republican
North Carolina
Democrat
Wisconsin
House Votes (1)
Senate Votes (0)
checkPassed on February 14, 2018
Question
On Passage
Status
Passed
Type
Roll Call Vote
Roll Call Vote
A vote that records the individual position of each Member who voted. Such votes occurring on the House floor (by the "yeas and nays" or by "recorded vote") are taken by electronic device. The Senate has no electronic voting system; in such votes, Senators answer "yea" or "nay" as the clerk calls each name aloud. Each vote is compiled by clerks and receives a roll call number (referenced in Congress.gov as a "Record Vote" [Senate] or "Roll no." [House]).
Roll Call Type
Yea-And-Nay
Roll Number
78
House Roll Call Votes
Summary

Protecting Consumers' Access to Credit Act of 2017

This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.

Text (4)
February 15, 2018
February 14, 2018
January 30, 2018
July 19, 2017
Actions (17)
02/15/2018
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
02/14/2018
Motion to reconsider laid on the table Agreed to without objection.
02/14/2018
On passage Passed by the Yeas and Nays: 245 - 171 (Roll no. 78). (text: CR H1148)
02/14/2018
Passed/agreed to in House: On passage Passed by the Yeas and Nays: 245 - 171 (Roll no. 78).(text: CR H1148)
02/14/2018
Considered as unfinished business. (consideration: CR H1169)
02/14/2018
POSTPONED PROCEEDINGS - At the conclusion of debate on H.R. 3299, the Chair put the question on passage of the bill, and by voice vote announced the ayes had prevailed. Mr. Hensarling demanded the yeas and nays, and the Chair postponed further proceedings on the question of passage until later in the legislative day.
02/14/2018
The previous question was ordered pursuant to the rule.
02/14/2018
DEBATE - The House proceeded with one hour of debate on H.R. 3299.
02/14/2018
Provides for consideration of H.R. 620 and H.R. 3978 under structured rules and H.R. 3299 under a closed rule. Each bill shall be debatable for one hour. The resolution provides for proceedings during the period of February 16, 2018 through February 23, 2018.
02/14/2018
Considered under the provisions of rule H. Res. 736. (consideration: CR H1147-1155)
02/13/2018
Rules Committee Resolution H. Res. 736 Reported to House. Provides for consideration of H.R. 620 and H.R. 3978 under structured rules and H.R. 3299 under a closed rule. Each bill shall be debatable for one hour. The resolution provides for proceedings during the period of February 16, 2018 through February 23, 2018.
01/30/2018
Placed on the Union Calendar, Calendar No. 402.
01/30/2018
Reported by the Committee on Financial Services. H. Rept. 115-538.
11/15/2017
Ordered to be Reported by the Yeas and Nays: 42 - 17.
11/15/2017
Committee Consideration and Mark-up Session Held.
07/19/2017
Referred to the House Committee on Financial Services.
07/19/2017
Introduced in House
Public Record
Record Updated
Jan 11, 2023 1:37:24 PM