House Bill 3299
115th Congress(2017-2018)
Protecting Consumers' Access to Credit Act of 2017
Active
Passed House on Feb 14, 2018
Origin Chamber
House
Type
Bill
Bill
The primary form of legislative measure used to propose law. Depending on the chamber of origin, bills begin with a designation of either H.R. or S. Joint resolution is another form of legislative measure used to propose law.
Bill Number
3299
Congress
115
Policy Area
Finance and Financial Sector
Finance and Financial Sector
Primary focus of measure is U.S. banking and financial institutions regulation; consumer credit; bankruptcy and debt collection; financial services and investments; insurance; securities; real estate transactions; currency. Measures concerning financial crimes may fall under Crime and Law Enforcement. Measures concerning business and corporate finance may fall under Commerce policy area. Measures concerning international banking may fall under Foreign Trade and International Finance policy area.
checkPassed on February 14, 2018
Question
On Passage
Status
Passed
Type
Roll Call Vote
Roll Call Vote
A vote that records the individual position of each Member who voted. Such votes occurring on the House floor (by the "yeas and nays" or by "recorded vote") are taken by electronic device. The Senate has no electronic voting system; in such votes, Senators answer "yea" or "nay" as the clerk calls each name aloud. Each vote is compiled by clerks and receives a roll call number (referenced in Congress.gov as a "Record Vote" [Senate] or "Roll no." [House]).
Roll Call Type
Yea-And-Nay
Roll Number
78
House Roll Call Votes
Yes
Alabama
Alabama
Yes
Alabama
Alabama
Yes
Alabama
Alabama
Yes
Alabama
Alabama
Yes
Alabama
Alabama
Yes
Alabama
Alabama
No
Alabama
Alabama
Yes
Alaska
Alaska
Yes
Arizona
Arizona
Yes
Arizona
Arizona
Yes
Arizona
Arizona
Yes
Arizona
Arizona
Yes
Arizona
Arizona
No
Arizona
Arizona
No
Arizona
Arizona
No
Arizona
Arizona
Yes
Arkansas
Arkansas
Yes
Arkansas
Arkansas
Yes
Arkansas
Arkansas
Yes
Arkansas
Arkansas
No
California
California
No
California
California
No
California
California
No
California
California
No
California
California
No
California
California
Yes
California
California
Yes
California
California
Yes
California
California
Yes
California
California
No
California
California
Yes
California
California
Yes
California
California
Yes
California
California
No
California
California
No
California
California
No
California
California
No
California
California
Yes
California
California
No
California
California
Didn't Vote
California
California
No
California
California
No
California
California
No
California
California
No
California
California
No
California
California
No
California
California
Didn't Vote
California
California
Yes
California
California
Yes
California
California
No
California
California
Yes
California
California
No
California
California
No
California
California
No
California
California
No
California
California
No
California
California
Yes
California
California
No
California
California
No
California
California
No
California
California
Yes
California
California
No
California
California
No
California
California
No
California
California
No
California
California
No
California
California
Yes
California
California
No
California
California
No
California
California
Yes
California
California
Yes
California
California
No
California
California
No
Colorado
Colorado
Yes
Colorado
Colorado
No
Colorado
Colorado
No
Colorado
Colorado
Yes
Colorado
Colorado
Yes
Colorado
Colorado
Yes
Colorado
Colorado
No
Connecticut
Connecticut
No
Connecticut
Connecticut
No
Connecticut
Connecticut
No
Connecticut
Connecticut
No
Connecticut
Connecticut
No
Delaware
Delaware
No
Florida
Florida
Yes
Florida
Florida
Didn't Vote
Florida
Florida
Yes
Florida
Florida
Yes
Florida
Florida
No
Florida
Florida
Yes
Florida
Florida
No
Florida
Florida
No
Florida
Florida
Yes
Florida
Florida
Yes
Florida
Florida
No
Florida
Florida
Yes
Florida
Florida
Yes
Florida
Florida
Yes
Florida
Florida
No
Florida
Florida
No
Florida
Florida
Yes
Florida
Florida
Yes
Florida
Florida
Yes
Florida
Florida
Yes
Florida
Florida
Yes
Florida
Florida
No
Florida
Florida
Yes
Florida
Florida
Yes
Florida
Florida
No
Florida
Florida
Yes
Florida
Florida
Yes
Georgia
Georgia
Yes
Georgia
Georgia
Yes
Georgia
Georgia
Yes
Georgia
Georgia
Yes
Georgia
Georgia
Yes
Georgia
Georgia
Didn't Vote
Georgia
Georgia
Yes
Georgia
Georgia
No
Georgia
Georgia
Yes
Georgia
Georgia
Yes
Georgia
Georgia
Yes
Georgia
Georgia
No
Georgia
Georgia
Yes
Georgia
Georgia
No
Hawaii
Hawaii
No
Hawaii
Hawaii
Yes
Idaho
Idaho
Yes
Idaho
Idaho
Yes
Illinois
Illinois
No
Illinois
Illinois
No
Illinois
Illinois
Yes
Illinois
Illinois
No
Illinois
Illinois
No
Illinois
Illinois
No
Illinois
Illinois
Yes
Illinois
Illinois
No
Illinois
Illinois
Yes
Illinois
Illinois
Didn't Vote
Illinois
Illinois
Yes
Illinois
Illinois
No
Illinois
Illinois
Yes
Illinois
Illinois
No
Illinois
Illinois
Yes
Illinois
Illinois
No
Illinois
Illinois
Yes
Illinois
Illinois
No
Indiana
Indiana
Yes
Indiana
Indiana
Yes
Indiana
Indiana
Yes
Indiana
Indiana
Yes
Indiana
Indiana
No
Indiana
Indiana
Yes
Indiana
Indiana
Yes
Indiana
Indiana
Yes
Indiana
Indiana
No
Iowa
Iowa
Yes
Iowa
Iowa
Yes
Iowa
Iowa
Yes
Iowa
Iowa
Yes
Kansas
Kansas
Yes
Kansas
Kansas
Yes
Kansas
Kansas
Yes
Kansas
Kansas
Yes
Kentucky
Kentucky
Yes
Kentucky
Kentucky
Didn't Vote
Kentucky
Kentucky
Yes
Kentucky
Kentucky
No
Kentucky
Kentucky
Yes
Kentucky
Kentucky
No
Louisiana
Louisiana
Yes
Louisiana
Louisiana
Yes
Louisiana
Louisiana
Yes
Louisiana
Louisiana
Yes
Louisiana
Louisiana
Didn't Vote
Louisiana
Louisiana
Yes
Maine
Maine
No
Maine
Maine
Yes
Maryland
Maryland
No
Maryland
Maryland
No
Maryland
Maryland
Didn't Vote
Maryland
Maryland
No
Maryland
Maryland
No
Maryland
Maryland
No
Maryland
Maryland
No
Maryland
Maryland
No
Massachusetts
Massachusetts
No
Massachusetts
Massachusetts
No
Massachusetts
Massachusetts
No
Massachusetts
Massachusetts
No
Massachusetts
Massachusetts
No
Massachusetts
Massachusetts
No
Massachusetts
Massachusetts
No
Massachusetts
Massachusetts
No
Massachusetts
Massachusetts
Yes
Michigan
Michigan
No
Michigan
Michigan
No
Michigan
Michigan
Yes
Michigan
Michigan
No
Michigan
Michigan
Yes
Michigan
Michigan
Yes
Michigan
Michigan
Yes
Michigan
Michigan
Yes
Michigan
Michigan
Yes
Michigan
Michigan
Yes
Michigan
Michigan
No
Michigan
Michigan
Yes
Michigan
Michigan
No
Minnesota
Minnesota
Yes
Minnesota
Minnesota
Yes
Minnesota
Minnesota
Yes
Minnesota
Minnesota
No
Minnesota
Minnesota
No
Minnesota
Minnesota
No
Minnesota
Minnesota
Yes
Minnesota
Minnesota
No
Mississippi
Mississippi
Yes
Mississippi
Mississippi
Yes
Mississippi
Mississippi
Yes
Mississippi
Mississippi
Yes
Missouri
Missouri
Yes
Missouri
Missouri
Yes
Missouri
Missouri
No
Missouri
Missouri
Yes
Missouri
Missouri
Yes
Missouri
Missouri
Yes
Missouri
Missouri
No
Missouri
Missouri
Yes
Montana
Montana
Yes
Nebraska
Nebraska
Yes
Nebraska
Nebraska
Yes
Nebraska
Nebraska
No
Nevada
Nevada
No
Nevada
Nevada
Yes
Nevada
Nevada
No
Nevada
Nevada
No
New Hampshire
New Hampshire
No
New Hampshire
New Hampshire
No
New Jersey
New Jersey
No
New Jersey
New Jersey
Didn't Vote
New Jersey
New Jersey
Yes
New Jersey
New Jersey
No
New Jersey
New Jersey
No
New Jersey
New Jersey
Didn't Vote
New Jersey
New Jersey
No
New Jersey
New Jersey
Yes
New Jersey
New Jersey
Yes
New Jersey
New Jersey
Yes
New Jersey
New Jersey
Yes
New Jersey
New Jersey
No
New Mexico
New Mexico
No
New Mexico
New Mexico
Didn't Vote
New Mexico
New Mexico
No
New York
New York
No
New York
New York
No
New York
New York
Yes
New York
New York
Yes
New York
New York
Yes
New York
New York
No
New York
New York
Yes
New York
New York
No
New York
New York
Yes
New York
New York
No
New York
New York
No
New York
New York
No
New York
New York
Yes
New York
New York
Yes
New York
New York
No
New York
New York
No
New York
New York
Yes
New York
New York
No
New York
New York
No
New York
New York
No
New York
New York
No
New York
New York
Yes
New York
New York
No
New York
New York
Yes
New York
New York
Yes
New York
New York
No
New York
New York
No
North Carolina
North Carolina
No
North Carolina
North Carolina
Yes
North Carolina
North Carolina
No
North Carolina
North Carolina
Yes
North Carolina
North Carolina
Yes
North Carolina
North Carolina
Yes
North Carolina
North Carolina
Yes
North Carolina
North Carolina
Yes
North Carolina
North Carolina
Yes
North Carolina
North Carolina
Yes
North Carolina
North Carolina
Yes
North Carolina
North Carolina
No
North Carolina
North Carolina
Yes
North Dakota
North Dakota
Yes
Ohio
Ohio
Yes
Ohio
Ohio
Yes
Ohio
Ohio
Yes
Ohio
Ohio
Yes
Ohio
Ohio
Yes
Ohio
Ohio
Yes
Ohio
Ohio
No
Ohio
Ohio
No
Ohio
Ohio
No
Ohio
Ohio
Yes
Ohio
Ohio
Yes
Ohio
Ohio
Didn't Vote
Ohio
Ohio
No
Ohio
Ohio
Yes
Ohio
Ohio
Yes
Oklahoma
Oklahoma
Yes
Oklahoma
Oklahoma
Yes
Oklahoma
Oklahoma
Yes
Oklahoma
Oklahoma
Yes
Oklahoma
Oklahoma
No
Oregon
Oregon
Yes
Oregon
Oregon
No
Oregon
Oregon
No
Oregon
Oregon
No
Oregon
Oregon
Yes
Pennsylvania
Pennsylvania
No
Pennsylvania
Pennsylvania
Didn't Vote
Pennsylvania
Pennsylvania
Yes
Pennsylvania
Pennsylvania
Yes
Pennsylvania
Pennsylvania
No
Pennsylvania
Pennsylvania
Yes
Pennsylvania
Pennsylvania
Yes
Pennsylvania
Pennsylvania
Yes
Pennsylvania
Pennsylvania
Yes
Pennsylvania
Pennsylvania
No
Pennsylvania
Pennsylvania
No
Pennsylvania
Pennsylvania
Yes
Pennsylvania
Pennsylvania
Yes
Pennsylvania
Pennsylvania
Yes
Pennsylvania
Pennsylvania
Yes
Pennsylvania
Pennsylvania
Yes
Pennsylvania
Pennsylvania
No
Rhode Island
Rhode Island
No
Rhode Island
Rhode Island
No
South Carolina
South Carolina
Didn't Vote
South Carolina
South Carolina
Yes
South Carolina
South Carolina
Yes
South Carolina
South Carolina
Yes
South Carolina
South Carolina
Yes
South Carolina
South Carolina
Yes
South Carolina
South Carolina
Yes
South Dakota
South Dakota
Yes
Tennessee
Tennessee
Yes
Tennessee
Tennessee
Yes
Tennessee
Tennessee
No
Tennessee
Tennessee
Yes
Tennessee
Tennessee
Yes
Tennessee
Tennessee
Yes
Tennessee
Tennessee
Yes
Tennessee
Tennessee
No
Tennessee
Tennessee
No
Texas
Texas
No
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
No
Texas
Texas
No
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
No
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
No
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
No
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
Yes
Texas
Texas
No
Texas
Texas
Yes
Texas
Texas
No
Texas
Texas
Yes
Texas
Texas
Yes
Utah
Utah
Yes
Utah
Utah
Yes
Utah
Utah
Yes
Utah
Utah
No
Vermont
Vermont
Yes
Virginia
Virginia
Yes
Virginia
Virginia
No
Virginia
Virginia
Yes
Virginia
Virginia
No
Virginia
Virginia
No
Virginia
Virginia
No
Virginia
Virginia
Yes
Virginia
Virginia
Yes
Virginia
Virginia
Yes
Virginia
Virginia
Yes
Virginia
Virginia
No
Washington
Washington
Yes
Washington
Washington
Yes
Washington
Washington
Yes
Washington
Washington
Yes
Washington
Washington
No
Washington
Washington
Yes
Washington
Washington
No
Washington
Washington
No
Washington
Washington
No
Washington
Washington
Yes
West Virginia
West Virginia
Yes
West Virginia
West Virginia
Yes
West Virginia
West Virginia
Yes
Wisconsin
Wisconsin
Yes
Wisconsin
Wisconsin
Yes
Wisconsin
Wisconsin
No
Wisconsin
Wisconsin
Yes
Wisconsin
Wisconsin
Yes
Wisconsin
Wisconsin
Yes
Wisconsin
Wisconsin
Yes
Wyoming
Wyoming
Summary
Protecting Consumers' Access to Credit Act of 2017
This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.
February 15, 2018
February 14, 2018
January 30, 2018
July 19, 2017
Sort by most recent
02/15/2018
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
02/14/2018
Motion to reconsider laid on the table Agreed to without objection.
02/14/2018
On passage Passed by the Yeas and Nays: 245 - 171 (Roll no. 78). (text: CR H1148)
02/14/2018
Passed/agreed to in House: On passage Passed by the Yeas and Nays: 245 - 171 (Roll no. 78).(text: CR H1148)
02/14/2018
Considered as unfinished business. (consideration: CR H1169)
02/14/2018
POSTPONED PROCEEDINGS - At the conclusion of debate on H.R. 3299, the Chair put the question on passage of the bill, and by voice vote announced the ayes had prevailed. Mr. Hensarling demanded the yeas and nays, and the Chair postponed further proceedings on the question of passage until later in the legislative day.
02/14/2018
The previous question was ordered pursuant to the rule.
02/14/2018
DEBATE - The House proceeded with one hour of debate on H.R. 3299.
02/14/2018
Provides for consideration of H.R. 620 and H.R. 3978 under structured rules and H.R. 3299 under a closed rule. Each bill shall be debatable for one hour. The resolution provides for proceedings during the period of February 16, 2018 through February 23, 2018.
02/14/2018
Considered under the provisions of rule H. Res. 736. (consideration: CR H1147-1155)
02/13/2018
Rules Committee Resolution H. Res. 736 Reported to House. Provides for consideration of H.R. 620 and H.R. 3978 under structured rules and H.R. 3299 under a closed rule. Each bill shall be debatable for one hour. The resolution provides for proceedings during the period of February 16, 2018 through February 23, 2018.
01/30/2018
Placed on the Union Calendar, Calendar No. 402.
01/30/2018
Reported by the Committee on Financial Services. H. Rept. 115-538.
11/15/2017
Ordered to be Reported by the Yeas and Nays: 42 - 17.
11/15/2017
Committee Consideration and Mark-up Session Held.
07/19/2017
Referred to the House Committee on Financial Services.
07/19/2017
Introduced in House
Public Record
Record Updated
Jan 11, 2023 1:37:24 PM