House Bill 2683
115th Congress(2017-2018)
Protecting Veterans Credit Act of 2018
Introduced
Introduced in House on May 25, 2017
Origin Chamber
House
Type
Bill
Bill
The primary form of legislative measure used to propose law. Depending on the chamber of origin, bills begin with a designation of either H.R. or S. Joint resolution is another form of legislative measure used to propose law.
Bill Number
2683
Congress
115
Policy Area
Finance and Financial Sector
Finance and Financial Sector
Primary focus of measure is U.S. banking and financial institutions regulation; consumer credit; bankruptcy and debt collection; financial services and investments; insurance; securities; real estate transactions; currency. Measures concerning financial crimes may fall under Crime and Law Enforcement. Measures concerning business and corporate finance may fall under Commerce policy area. Measures concerning international banking may fall under Foreign Trade and International Finance policy area.
No House votes have been held for this bill.
Summary
Protecting Veterans Credit Act of 2017
This bill amends the Fair Credit Reporting Act to exclude from consumer report information: (1) a veteran's medical debt if the hospital care or medical services relating to the debt antedates the credit report by less than one year; and (2) a fully paid or settled veteran's medical debt that had been characterized as delinquent, charged off, or in collection.
The bill defines a "veteran's medical debt" as debt from health care provided in a non-Department of Veterans Affairs (VA) facility under the laws administered by the VA, including medical debt that the VA has wrongfully charged a veteran.
A dispute process for veterans medical debt is established whereby:
- a veteran may submit a notice along with proof of VA liability for the debt or documentation that the VA is in the process of paying for authorized medical services to a consumer reporting agency or a reseller in order to dispute such debt's inclusion in the consumer report;
- the VA shall submit to a veteran a notice it has assumed liability for part or all of the veteran's medical debt; and
- if such notice and proof of liability or documentation is received, the consumer reporting agency shall delete all information relating to the veteran's medical debt from the file of the consumer and notify the furnisher and the consumer of such deletion.
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11/14/2018
Placed on the Union Calendar, Calendar No. 802.
11/14/2018
Reported (Amended) by the Committee on Financial Services. H. Rept. 115-1025.
03/21/2018
Ordered to be Reported (Amended) by the Yeas and Nays: 59 - 0.
03/21/2018
Committee Consideration and Mark-up Session Held.
01/09/2018
Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
05/25/2017
Referred to the House Committee on Financial Services.
05/25/2017
Introduced in House
Public Record
Record Updated
Jan 11, 2023 1:36:37 PM