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House Bill 3674
116th Congress(2019-2020)
Eliminating the Hidden Student Loan Tax Act
Introduced
Introduced
Introduced in House on Jul 10, 2019
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Introduced in House 
Jul 10, 2019
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Introduced in House(Jul 10, 2019)
Jul 10, 2019
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H. R. 3674 (Introduced-in-House)


116th CONGRESS
1st Session
H. R. 3674


To amend the Higher Education Act of 1965 to eliminate origination fees for Federal Direct Loans.

IN THE HOUSE OF REPRESENTATIVES

July 10, 2019

Mrs. Davis of California (for herself, Mr. Smucker, and Ms. Davids of Kansas) introduced the following bill; which was referred to the Committee on Education and Labor

A BILL

To amend the Higher Education Act of 1965 to eliminate origination fees for Federal Direct Loans.

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled,

SECTION 1. Short title.

This Act may be cited as the “Eliminating the Hidden Student Loan Tax Act”.

SEC. 2. Elimination of origination fees for Federal Direct Loans.

(a) Sense of Congress.—It is the sense of Congress that no origination fees should be charged on any future Federal Direct Loans.

(b) Repeal of origination fees.—Subsection (c) of section 455 of the Higher Education Act of 1965 (20 U.S.C. 1087e(c)) is repealed.

(c) Effective date.—The amendment made by subsection (b) shall apply with respect to loans made under part D of title IV of the Higher Education Act of 1965 (20 U.S.C. 1087a et seq.) for which the first disbursement of principal is made, or, in the case of a Federal Direct Consolidation Loan, the application is received, on or after July 1, 2020.